First National Bank of the North

Rates









Checking / Savings| Certificates

 

 

Checking / Savings Minimum Balance Interest Rate APY* Term
Passbook Savings **         10.00  .50  .50 n/a
GOLD Checking (10,000 or less) **      500.00  .15  .15 n/a
GOLD Checking (10,000.01 or more) **  10,000.01 .50 .50 n/a
GOLD Checking ($25,000.01 or more) **  25,000.01 .65

.65

n/a
GOLD Checking ($100,000.01 or more) ** 100,000.01 1.00 1.00 n/a
GOLD Checking ($300,000.01 or more) ** 300,000.01 1.00 1.00 n/a
Money Market Demand **    2,500.00 .15

.15

n/a
Money Market (over $100,000) ** 100,000.01

1.00

1.00 n/a

 

~Interest rates as of July 1, 2010.~
Interest rates are current when posted and subject to change; please call your local office for the most current information.
You must deposit and maintain the minimum balance needed for each tier in order to earn the annual percentage yield disclosed.  Fees may reduce earnings on these accounts.
All rates and APYs are subject to change after the account is opened.
If you close your account before interest is credited you will not receive the accrued interest.

*APY = Annual Percentage Yield
APY is calculated using the minimum balance

** Variable rate - APY is subject to change after the account is opened.
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Certificates Minimum 
Deposit
 Interest   Rate   APY*   Term 
1 month Jumbo   25,000.00 .10 .10 1
7-31 day Jumbo 100,000.00 .10 .10 TBD
3 months       500.00 .75 .75 3
6 months       500.00 1.00 1.00 6
12 months       500.00 1.00 1.00 12
18 or 24 months       500.00 1.50 1.51 18/ 24
30 or 36 months       500.00

1.75

1.76 30/ 36
48 months       500.00 1.90 1.91 48
60 months       500.00

2.00

2.02 60
IRA accounts Minimum
Deposit
Interest
Rate 
 
APY*  Term 
18 month variable IRA **

50.00 

1.00 1.00 18
30 month IRA       500.00 2.05 2.07 30

Specials  

     
     
None at this time.  -- -- -- --

 

~Interest rates as of July 1, 2010.~
Interest rates are current when posted and subject to change; please call your local office for the most current information.
*APY = Annual Percentage Yield

Penalty may be imposed for early withdrawal of any Certificates of Deposit.

** Variable rate - APY is subject to change after the account is opened.

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Member FDIC, all deposits insured up to $250,000! 

 

 

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