Why? |
Financial companies choose how they share your personal information. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and income
• account balance and transaction history
• credit history and payment history
When you are no longer our customer, we continue to share your information as described in this notice.
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How? |
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons FNBN chooses to share; and whether you can limit this sharing. |
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| Reasons we can share your personal information |
Does FNBN share? |
Can you limit this sharing? |
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus |
Yes
|
No
|
For our marketing purposes-
to offer our products and services to you. |
No
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We don't share
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| For joint marketing with other financial companies |
No
|
We don't share
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For our affiliates' everyday business purposes-
information about your transactions and experiences |
No
|
We don't share
|
For our affiliates' everyday business purposes-
information about your creditworthiness |
No
|
We don't share
|
| For nonaffiliates to market to you |
No
|
We don't share
|
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| What we do |
How does FNBN protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does FNBN collect my personal information? |
We collect your personal information, for example, when you
• open an account or deposit money
• apply for a loan or make a wire transfer
• use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
Why can't I limit all sharing? |
Federal law gives you the right to limit only
• sharing for affiliates' everyday business purposes - information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
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| Definitions |
Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
• FNBN has no affiliates |
Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• FNBN does not share with nonaffiliates so they can market to you |
Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• FNBN doesn't jointly market
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| Questions? |
| If you have any questions about how First National Bank of the North protects your confidential information, please call our office at the numbers listed on our home and contact us pages. |
Privacy Policy
